A convincing advert and a person holding the keys do not, on their own, show that the person can grant you a tenancy.
Before transferring money, ask who the landlord will be on the contract and how the agent has verified their authority. A recent Land Registry extract can help check registered ownership, but ownership information is only one part of the picture.
If someone signs for the owner, ask what authorises them to do so. A company, representative or person with another legal right to let may be involved. A mismatch needs a documented explanation; it is not automatically proof of fraud.
Then compare
- The property address on the advert, agreement and supporting documents.
- The landlord’s or representative’s details on the contract.
- The named recipient of your payment and their stated role.
- The agent’s business details and contact information.
If bank details suddenly change, verify them through a contact method you already trust before paying. Keep the agreement, receipts and relevant messages together.
Be careful with personal documents too. Use a secure channel and share only what is reasonably needed. Do not post anyone’s ID or bank details in a public thread to ask whether they look genuine.
How can I check whether someone is authorised to rent out a property?
Compare the proposed landlord with current ownership information, then ask for evidence of any representative’s authority or other right to let. Check that the property, contract and payment recipient are consistent. Resolve discrepancies through an independently verified contact before sending money.
Sources and further reading
Sources checked 8 October 2026. Ownership information is one check; the wider checklist is practical guidance.
General information for renters. The rules and documents that apply depend on the tenancy, location and contract date. Seek independent advice about a specific agreement or dispute.